Privacy Policy

Last updated: January 25, 2026

At Universal Calculator, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your information.

1. Information We Collect

We do not collect any personal data (PII) from our users. All calculations are performed efficiently on your client device using JavaScript. The data you enter into our forms (e.g., loan amounts, age, measurements) remains on your device and is never transmitted to our servers.

2. Cookies and Analytics

We use third-party services like Google Analytics to understand website traffic and improve user experience. These services may use cookies to track anonymous usage data. You can disable cookies in your browser settings at any time.

3. Advertising

We display advertisements provided by Google AdSense. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google's Ad Settings.

4. Changes to This Policy

We may update our Privacy Policy from time to time. We encourage you to review this page periodically for any changes.